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Kentucky 529 plans

Basic KY resident benefits

Kentucky residents receive some state plan benefits.

Learn about state tax benefits ↓

Featured 529 plans for Kentucky residents:

KY Saves 529High Honor

Our rating4 / 5

View all 529 plans for Kentucky

Which 529 plans does Kentucky offer?

Kentucky offers the direct-sold KY Saves 529 to residents of any state. This Ascensus-managed savings plan offers portfolio options featuring industry-leading investment managers.

Direct sold 529 plans

"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.

Our rating

4 / 5

Special award

High Honor

ABLE Plans

529 ABLE accounts let Americans with disabilities save tax-deferred for education and other expenses without impacting eligibility for public benefits.

The Commonwealth of Kentucky has partnered with the State of Ohio to create STABLE Kentucky, a program that offers the STABLE Account Plan to eligible Kentucky residents for lower annual investment fees than would otherwise be available.

A good place to start:

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