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Kentucky 529 plans
Kentucky residents receive some state plan benefits.
Learn about state tax benefits ↓Kentucky residents receive some state plan benefits.
Learn about state tax benefits ↓Featured 529 plans for Kentucky residents:
State tax deduction or credit
Not applicable. Kentucky does not have a personal income tax.
Which 529 plans does Kentucky offer?
Kentucky offers the direct-sold KY Saves 529 to residents of any state. This Ascensus-managed savings plan offers portfolio options featuring industry-leading investment managers.
Direct sold 529 plans
"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.
Our rating
4 / 5
Special award
ABLE Plans
529 ABLE accounts let Americans with disabilities save tax-deferred for education and other expenses without impacting eligibility for public benefits.
ABLE Plan
The Commonwealth of Kentucky has partnered with the State of Ohio to create STABLE Kentucky, a program that offers the STABLE Account Plan to eligible Kentucky residents for lower annual investment fees than would otherwise be available.
A good place to start:
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