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Saving For College
529 Ratings
Saving For College rates each state-sponsored 529 savings program annually by analyzing numerous factors for each plan. The 529 Rating represents our opinion of the overall attractiveness of a 529 plan to a potential saver. Ratings range from one cap (least attractive) to five caps (most attractive).
Our top 529 plans across all states
Last updated September 23, 2025
Top of the class
- Alaska 529
5 / 5
Our rating
AK resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →
89,214 clicked - Maryland College Investment Plan
5 / 5
Our rating
MD resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- T. Rowe Price 529
5 / 5
Our rating
AK resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →224,128 clicked - NJBEST 529 College Savings Plan
5 / 5
Our rating
NJ resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →105,529 clicked - SMART529 WV Direct College Savings Plan
5 / 5
Our rating
WV resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →20,004 clicked - SMART529 Select
5 / 5
Our rating
WV resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- ScholarShare 529
5 / 5
Our rating
CA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- The Education Plan
5 / 5
Our rating
NM resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →41,284 clicked
High honors
- Idaho College Savings Program (IDeal)
4.5 / 5
Our rating
ID resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Path2College 529 Plan
4.5 / 5
Our rating
GA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- U.Fund College Investing Plan
4.5 / 5
Our rating
MA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Michigan Education Savings Program (MESP)
4.5 / 5
Our rating
MI resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Edvest 529
4.5 / 5
Our rating
WI resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- AZ529, Arizona's Education Savings Plan
4.5 / 5
Our rating
AZ resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Bright Start Direct-Sold College Savings Program
4.5 / 5
Our rating
IL resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Embark
4.5 / 5
Our rating
OR resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- KY Saves 529
4.5 / 5
Our rating
KY resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →35,532 clicked - UNIQUE College Investing Plan
4.5 / 5
Our rating
NH resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Oklahoma 529
4.5 / 5
Our rating
OK resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- my529
4.5 / 5
Our rating
UT resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →123,904 clicked - College SAVE (Direct)
4.5 / 5
Our rating
ND resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →37,471 clicked - ISave 529
4.5 / 5
Our rating
IA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →77,533 clicked - New York's 529 College Savings Program -- Direct Plan
4.5 / 5
Our rating
NY resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →378,279 clicked - Arkansas Brighter Future Direct Plan
4.5 / 5
Our rating
AR resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Connecticut Higher Education Trust (CHET)
4.5 / 5
Our rating
CT resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- DE529 Education Savings Plan
4.5 / 5
Our rating
DE resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Minnesota College Savings Plan
4.5 / 5
Our rating
MN resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Pennsylvania 529 Investment Plan
4.5 / 5
Our rating
PA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Victory Capital 529 Education Savings Plan
4.5 / 5
Our rating
NV resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Indiana529 Direct Savings Plan
4.5 / 5
Our rating
IN resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Achieve Montana
4.5 / 5
Our rating
MT resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- The Vanguard 529 College Savings Plan
4.5 / 5
Our rating
NV resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Ohio's 529 Plan, CollegeAdvantage
4.5 / 5
Our rating
OH resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Other plans
- WA529 Invest
4.5 / 5
Our rating
WA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- CollegeBound Saver (Direct-sold)
4 / 5
Our rating
RI resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →33,780 clicked - TNStars College Savings 529 Program
4 / 5
Our rating
TN resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →19,644 clicked - MOST - Missouri's 529 Education Plan (Direct-sold)
4 / 5
Our rating
MO resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →84,387 clicked - Florida Investment 529 Plan
4 / 5
Our rating
FL resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →69,598 clicked - Invest529
4 / 5
Our rating
VA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →185,310 clicked - Direct Portfolio College Savings Plan
4 / 5
Our rating
CO resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- NextGen 529 -- Client Direct Series
4 / 5
Our rating
ME resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- CollegeCounts 529 Fund
4 / 5
Our rating
AL resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →86,817 clicked - Quest529 Education Savings Plan (Direct-sold)
4 / 5
Our rating
KS resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- DC College Savings Plan
4 / 5
Our rating
DC resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →40,426 clicked - Texas College Savings Plan
4 / 5
Our rating
TX resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →65,335 clicked - Bloomwell 529 Education Savings Plan
4 / 5
Our rating
NE resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Nebraska Education Savings Trust -- Direct College Savings Plan
4 / 5
Our rating
NE resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →50,610 clicked - Future Scholar 529 College Savings Plan (Direct-sold)
4 / 5
Our rating
SC resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →131,897 clicked - Hawaii's College Savings Program
4 / 5
Our rating
HI resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Schwab 529 Education Savings Plan
4 / 5
Our rating
KS resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- CollegeAccess 529 (Direct-sold)
4 / 5
Our rating
SD resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
Enroll NowPlan details →29,918 clicked - VT 529
3.5 / 5
Our rating
VT resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- NC 529 Plan
3.5 / 5
Our rating
NC resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- START Saving Program
3.5 / 5
Our rating
LA resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- Mississippi Affordable College Savings (MACS) Program
3 / 5
Our rating
MS resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
- NextGen 529 -- Client Connect Series
Not rated
Our rating
This plan is currently not rated due to insufficient performance data being available. We require at least one full year of enrollment-based portfolio data to compare this plan's performance to others as a component of our 529 ratings.ME resident benefits Most 529 plans offer state residents additional benefits, such as state tax deductions or credits, fee reductions, and incentives. This is our assessment of the value of these benefits to a saver.
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Saving For College is an unbiased, independent resource for parents and financial professionals, providing them with information and tools to understand the benefits of 529 college savings plans and how to meet the challenge of increasing college costs.
