North Dakota 529 plans

Best ND resident benefits

North Dakota residents receive outstanding state plan benefits.

Learn about state tax benefits ↓

Featured 529 plans for North Dakota residents:

College SAVE (Direct)

Our rating3.5 / 5

View all 529 plans for North Dakota

State tax deduction or credit

Contributions to the North Dakota 529 plan of up to $5,000 per year by an individual, and up to $10,000 per year by a married couple filing jointly, are deductible in computing North Dakota taxable income. This calculator does not consider the potential added benefit of the state's matching grant program for a limited number of low-income North Dakota residents of up to $500 per year.

Which 529 plans does North Dakota offer?

Ascensus College Savings is the program manager for North Dakota’s 529 college savings plan, which offers age-based and static investment options featuring Vanguard funds. The plan added an advisor-sold share class in 2017.

To learn more about the North Dakota 529 plan follow the link below to the plan details page.

Direct sold 529 plans

"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.

Our rating

3.5 / 5

Advisor sold 529 plans

Plans offered by investment professionals. You'll gain the guidance of a financial advisor, but will incur sales charges and/or fees as you invest.

Our rating

3.5 / 5

A good place to start:

See the best 529 plans, personalized for you

Helping families save for college since 1999
Join our email list

The latest articles and tips to help parents stay on track with saving and paying for college, delivered to your inbox every week.

Frequently featured in:

Saving For College is an unbiased, independent resource for parents and financial professionals, providing them with information and tools to understand the benefits of 529 college savings plans and how to meet the challenge of increasing college costs.

20533 Biscayne Blvd Ste 4 #199 Miami, FL 33180-1501Phone: (585) 286-5426Copyright © 2025 Saving for College, LLC. All Rights Reserved