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Ohio 529 plans

Good OH resident benefits

Ohio residents receive numerous state plan benefits.

Learn about state tax benefits ↓

Featured 529 plans for Ohio residents:

View all 529 plans for Ohio

State tax deduction or credit

Contributions, including rollover contributions, to an Ohio and non-Ohio 529 plans of up to $4,000 per beneficiary per year (any filing status) are deductible in computing Ohio taxable income, with an unlimited carryforward of excess contributions. Contribution deadline is December 30.

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Ohio is a tax parity state, enabling tax benefits for contributions to non-state 529 plans. See the best 529 plans →

Which 529 plans does Ohio offer?

Ohio offers two 529 savings plans available to residents of any state. The direct-sold Ohio's 529 Plan, CollegeAdvantage features Vanguard and DFA funds, as well as deposit accounts through Fifth Third Bank. The advisor-sold BlackRock CollegeAdvantage 529 features investment options with funds from BlackRock and other leading mutual fund families.

Direct sold 529 plans

"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.

Our rating

4 / 5

Special award

Honors

Advisor sold 529 plans

Plans offered by investment professionals. You'll gain the guidance of a financial advisor, but will incur sales charges and/or fees as you invest.

Our rating

4.5 / 5

Special award

Top of the Class

ABLE Plans

529 ABLE accounts let Americans with disabilities save tax-deferred for education and other expenses without impacting eligibility for public benefits.

Ohio House Bill 155 implements the federal ABLE Act in Ohio. The Office of Ohio Treasurer administers STABLE Accounts. STABLE Accounts have been developed pursuant to Section 529A of the Internal Revenue Code of 1986, as amended ("Section 529A"). ABLE plans established and maintained in accordance with Section 529A are intended to be used for the qualified disability expenses of a particular eligible Beneficiary.

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