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West Virginia 529 plans
West Virginia residents receive outstanding state plan benefits.
Learn about state tax benefits ↓West Virginia residents receive outstanding state plan benefits.
Learn about state tax benefits ↓Featured 529 plans for West Virginia residents:
State tax deduction or credit
Contributions to West Virginia's 529 plan are fully deductible in computing West Virginia taxable income.
Which 529 plans does West Virginia offer?
West Virginia’s 529 plan selection includes two direct-sold 529 college savings programs and one advisor-sold 529 plan. On a direct-sold basis, the SMART529 Select plan features funds from Dimensional Fund Advisors (DFA) and is available nationally, while the SMART529 WV Direct plan (available only to WV residents or beneficiaries) primarily offers Vanguard index funds. West Virginia’s advisor-sold plan, The Hartford SMART529, primarily utilizes mutual funds and ETFs from Hartford Funds, as well as additional underlying investments from Schwab, MFS, and Invesco.
See what benefits the West Virginia 529 plans offer by selecting the following links.
Direct sold 529 plans
"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.
Our rating
4.5 / 5
Special award
Our rating
4.5 / 5
Special award
Advisor sold 529 plans
Plans offered by investment professionals. You'll gain the guidance of a financial advisor, but will incur sales charges and/or fees as you invest.
Our rating
4.5 / 5
Special award
ABLE Plans
529 ABLE accounts let Americans with disabilities save tax-deferred for education and other expenses without impacting eligibility for public benefits.
ABLE Plan
The State of West Virginia has partnered with the State of Ohio to create WVABLE, a program that offers the STABLE Account Plan to eligible West Virginia residents. The STABLE Account Plan is established pursuant to Ohio law (Ohio Revised Code §113.50-§113.56) in accordance with Section 529A, and is structured and operated by the Ohio Treasurer's Office and its Service Providers.
A good place to start:
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